Objective of providing insurance services to the economically weaker section of society. Keeping in mind the lower income group, premium of these schemes have been kept fairly low, so that benefit of these schemes can reach far and wide to the unreached. Schemes launched by GOI Pradhan Mantri Jan Dhan Yojana (PMJDY) financial inclusion program for 10 to 65 years age group, that aims to expand and make affordable access to financial services such as bank accounts, remittances, credit, insurance and pensions. Pradhan Mantri Jeevan Jyoti Bima Yojna (PMJJBY) is a one year Life Insurance Scheme, which is annually renewable, and it provides coverage of Rs. 2 lakh in case of death due to any reason. Pradhan Mantri Suraksha Bima Yojana (PMSBY) is one year Personal Accident Insurance Scheme.coverage of Rs.2 lakh in case of death or permanent total disability and rs one lakh for permanent partial disability due to an accident. Atal PensionYojna (APY) provides income security, ...