UPSC CSE Prelims 2024

PRIORITY_SECTOR_LENDING [PSL]

 ▪️PRIORITY_SECTOR_LENDING [PSL]  ➡️ 8 sectors=


(1) Agriculture 

(2) Micro, Small and Medium Enterprises 

(3) Export Credit 

(4) Education

(5) Housing 

(6) Social Infrastructure 

(7) Renewable Energy 

(8) Others = personal loans to weaker section, loans to distressed persons, loans to state sponsored organisations for SC/ST.


▪️ Mandatory for = 

1) Public sector bank

2) Private sector bank 

3) Foreign bank 

4) Regional Rural Bank (RRB)


▪️ Not mandatory for = 

Cooperative Banks and NBFC



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